The Allstate Ride for Hire endorsement supports customers who use their personal vehicles to drive for qualifying TNCs. Allstate expects that, on average, a customer will pay roughly $15-$20 each year to add this optional coverage.

The new Allstate Ride for Hire endorsement helps fill some of the gaps in coverage that can arise between Allstate’s personal auto policy and the TNC’s commercial coverage.

Some TNCs may provide their drivers liability coverage when they are logged into the app but have not accepted an assignment from the TNC. Allstate’s endorsement can help fill the gap that arises when a customer’s personal auto policy liability coverage limits are greater than what’s provided by the TNC. During this period, the endorsement can also help fill gaps that might arise under certain other coverages, such as collision, comprehensive, and uninsured/underinsured motorist.

The deductible associated with collision/comprehensive coverages provided by the TNC when drivers have accepted an assignment or have a TNC passenger in the car may be higher than what some customers carry on their personal auto policy. Allstate’s Ride for Hire endorsement can help protect customers against these higher deductible costs when the TNC coverage deductible is higher than the driver’s personal auto policy deductible.

Allstate agency owners and representatives will be available to help customers understand coverage and identify potential solutions for their unique needs.